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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,213 | $29,670+1.8% | $56,054-46.1% | $80,911-62.7% |
| Participation rate | 41.9% | 41.7%+0.2pp | 52.5%-10.6pp | 67.6%-25.8pp |
| Annual return | 22.15% | 35.24%-13.1pp | 1705.95%-1683.8pp | 35.63%-13.5pp |
| Employer contribution / active EE | $738 | $670+10.2% | $1,039-28.9% | $2,756-73.2% |
| Participant deferral / active EE | $1,295 | $1,227+5.6% | $1,952-33.6% | $4,297-69.9% |
| Admin fee / account holder | $4,217 | $2,431+73.5% | $2,822+49.4% | $6,935-39.2% |