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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,915 | $196,972-6.6% | $182,262+0.9% | $198,609-7.4% |
| Participation rate | 61.1% | 85.7%-24.6pp | 84.2%-23.1pp | 82.4%-21.3pp |
| Annual return | 20.47% | 158.27%-137.8pp | 140.60%-120.1pp | 202.70%-182.2pp |
| Employer contribution / active EE | $0 | $5,364-100.0% | $5,046-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $8,270 | $8,643-4.3% | $8,276-0.1% | $6,977+18.5% |
| Admin fee / account holder | $251 | $18,429-98.6% | $16,712-98.5% | $19,030-98.7% |