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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,103 | $148,623+252.0% | $135,974+284.7% | $139,466+275.1% |
| Participation rate | 86.7% | 83.9%+2.8pp | 81.9%+4.7pp | 80.3%+6.3pp |
| Annual return | 14.79% | 79.30%-64.5pp | 68.30%-53.5pp | 373.66%-358.9pp |
| Employer contribution / active EE | $12,203 | $5,246+132.6% | $4,859+151.2% | $4,754+156.7% |
| Participant deferral / active EE | $10,100 | $8,103+24.7% | $7,760+30.2% | $6,712+50.5% |
| Admin fee / account holder | $4,000 | $12,406-67.8% | $10,767-62.8% | $11,409-64.9% |