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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,093 | $138,102+222.3% | $125,381+255.0% | $134,532+230.8% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | -15.43% | 750.73%-766.2pp | 572.31%-587.7pp | 418.27%-433.7pp |
| Employer contribution / active EE | $12,253 | $5,245+133.6% | $4,815+154.5% | $4,741+158.4% |
| Participant deferral / active EE | $10,073 | $7,801+29.1% | $7,448+35.3% | $6,401+57.4% |
| Admin fee / account holder | $1,581 | $11,568-86.3% | $10,007-84.2% | $11,429-86.2% |