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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,348 | $110,303+47.2% | $95,759+69.5% | $139,487+16.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 13.86% | 27.19%-13.3pp | 28.42%-14.6pp | 373.84%-360.0pp |
| Employer contribution / active EE | $5,082 | $3,261+55.9% | $2,836+79.2% | $4,755+6.9% |
| Participant deferral / active EE | $7,117 | $4,674+52.3% | $4,244+67.7% | $6,713+6.0% |
| Admin fee / account holder | $1,314 | $6,615-80.1% | $5,678-76.9% | $11,407-88.5% |