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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,358 | $127,296+29.1% | $109,907+49.5% | $167,536-1.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 10.32% | 22.97%-12.7pp | 29.46%-19.1pp | 478.82%-468.5pp |
| Employer contribution / active EE | $12,204 | $3,325+267.1% | $2,844+329.1% | $4,839+152.2% |
| Participant deferral / active EE | $17,213 | $4,513+281.4% | $4,047+325.4% | $6,342+171.4% |
| Admin fee / account holder | $4,008 | $7,119-43.7% | $6,069-33.9% | $12,315-67.4% |