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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,937 | $109,967+22.7% | $97,197+38.8% | $145,877-7.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.98% | 244.27%-235.3pp | 75.47%-66.5pp | 551.28%-542.3pp |
| Employer contribution / active EE | $5,799 | $3,077+88.5% | $2,723+113.0% | $4,663+24.4% |
| Participant deferral / active EE | $11,939 | $4,676+155.3% | $4,263+180.0% | $6,691+78.4% |
| Admin fee / account holder | $15,454 | $6,199+149.3% | $5,637+174.1% | $13,402+15.3% |