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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,937 | $110,093+22.6% | $97,295+38.7% | $145,897-7.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.98% | 244.76%-235.8pp | 75.62%-66.6pp | 552.29%-543.3pp |
| Employer contribution / active EE | $5,799 | $3,077+88.4% | $2,723+113.0% | $4,663+24.4% |
| Participant deferral / active EE | $11,939 | $4,678+155.2% | $4,264+180.0% | $6,689+78.5% |
| Admin fee / account holder | $15,454 | $6,212+148.8% | $5,646+173.7% | $13,390+15.4% |