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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,382 | $95,915-66.2% | $79,580-59.3% | $134,532-75.9% |
| Participation rate | 47.1% | 75.0%-28.0pp | 69.5%-22.4pp | 81.2%-34.2pp |
| Annual return | -39.33% | -2.71%-36.6pp | 0.15%-39.5pp | 418.27%-457.6pp |
| Employer contribution / active EE | $1,836 | $3,129-41.3% | $2,413-23.9% | $4,741-61.3% |
| Participant deferral / active EE | $8,586 | $4,693+82.9% | $3,985+115.4% | $6,401+34.1% |
| Admin fee / account holder | $13 | $9,132-99.9% | $6,835-99.8% | $11,429-99.9% |