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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $835,144 | $162,136+415.1% | $152,301+448.3% | $154,746+439.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 23.25% | 91.02%-67.8pp | 80.50%-57.3pp | 172.34%-149.1pp |
| Employer contribution / active EE | $2,126 | $4,890-56.5% | $4,624-54.0% | $4,379-51.4% |
| Participant deferral / active EE | $2,126 | $8,341-74.5% | $8,004-73.4% | $6,730-68.4% |
| Admin fee / account holder | $8,700 | $15,759-44.8% | $14,398-39.6% | $14,365-39.4% |