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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $594,970 | $148,623+300.3% | $135,974+337.6% | $139,466+326.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.23% | 79.30%-68.1pp | 68.30%-57.1pp | 373.66%-362.4pp |
| Employer contribution / active EE | $1,933 | $5,246-63.2% | $4,859-60.2% | $4,754-59.3% |
| Participant deferral / active EE | $1,933 | $8,103-76.1% | $7,760-75.1% | $6,712-71.2% |
| Admin fee / account holder | $7,277 | $12,406-41.3% | $10,767-32.4% | $11,409-36.2% |