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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $835,144 | $154,228+441.5% | $145,433+474.2% | $137,256+508.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 23.25% | 74.59%-51.3pp | 66.58%-43.3pp | 220.34%-197.1pp |
| Employer contribution / active EE | $2,126 | $4,804-55.7% | $4,554-53.3% | $4,156-48.8% |
| Participant deferral / active EE | $2,126 | $8,216-74.1% | $7,897-73.1% | $6,407-66.8% |
| Admin fee / account holder | $8,700 | $14,344-39.3% | $13,129-33.7% | $12,270-29.1% |