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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,967 | $44,746-88.9% | $88,179-94.4% | $64,097-92.3% |
| Participation rate | 78.3% | 39.8%+38.5pp | 69.1%+9.2pp | 55.2%+23.1pp |
| Annual return | 15.53% | 24.70%-9.2pp | 64.97%-49.4pp | 34.64%-19.1pp |
| Employer contribution / active EE | $542 | $1,078-49.7% | $2,549-78.7% | $1,891-71.3% |
| Participant deferral / active EE | $1,571 | $2,072-24.2% | $4,614-65.9% | $3,080-49.0% |
| Admin fee / account holder | $582 | $3,437-83.1% | $7,673-92.4% | $3,454-83.2% |