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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,581 | $63,314-32.7% | $91,004-53.2% | $62,293-31.6% |
| Participation rate | 53.3% | 73.3%-20.0pp | 75.6%-22.3pp | 69.5%-16.2pp |
| Annual return | 13.95% | 21.00%-7.0pp | 4.60%+9.4pp | 28.90%-14.9pp |
| Employer contribution / active EE | $669 | $1,807-63.0% | $2,456-72.7% | $2,042-67.2% |
| Participant deferral / active EE | $913 | $2,944-69.0% | $3,548-74.3% | $3,169-71.2% |
| Admin fee / account holder | $0 | $468-100.0% | $5,417-100.0% | $479-100.0% |