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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,297 | $84,499+118.1% | $125,391+47.0% | $66,949+175.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -18.42% | -8.49%-9.9pp | 572.41%-590.8pp | 1.57%-20.0pp |
| Employer contribution / active EE | $11,121 | $3,554+212.9% | $4,816+130.9% | $2,545+336.9% |
| Participant deferral / active EE | $14,920 | $6,785+119.9% | $7,448+100.3% | $4,239+252.0% |
| Admin fee / account holder | $3,375 | $685+392.7% | $10,009-66.3% | $594+468.6% |