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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,832 | $105,200+170.8% | $159,474+78.6% | $85,847+231.8% |
| Participation rate | 98.8% | 75.8%+23.1pp | 82.8%+16.0pp | 69.3%+29.5pp |
| Annual return | 18.03% | 45.08%-27.1pp | 263.68%-245.7pp | 318.61%-300.6pp |
| Employer contribution / active EE | $12,039 | $3,319+262.7% | $4,831+149.2% | $2,565+369.3% |
| Participant deferral / active EE | $14,416 | $5,946+142.5% | $7,353+96.0% | $3,952+264.8% |
| Admin fee / account holder | $15,503 | $6,934+123.6% | $10,802+43.5% | $6,261+147.6% |