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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,470 | $209,847+179.5% | $189,520+209.4% | $167,518+250.1% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 10.79% | 748.45%-737.7pp | 555.25%-544.5pp | 478.71%-467.9pp |
| Employer contribution / active EE | $70,449 | $6,913+919.1% | $6,161+1043.5% | $4,838+1356.0% |
| Participant deferral / active EE | $20,611 | $8,934+130.7% | $8,220+150.7% | $6,342+225.0% |
| Admin fee / account holder | $593,105 | $14,295+4049.0% | $12,046+4823.7% | $12,312+4717.1% |