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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,807 | $198,462+14.3% | $170,439+33.1% | $147,585+53.7% |
| Participation rate | 92.3% | 88.0%+4.3pp | 83.6%+8.7pp | 82.8%+9.5pp |
| Annual return | 22.68% | 257.30%-234.6pp | 205.94%-183.3pp | 578.58%-555.9pp |
| Employer contribution / active EE | $9,877 | $6,184+59.7% | $5,433+81.8% | $4,876+102.5% |
| Participant deferral / active EE | $8,066 | $5,629+43.3% | $4,939+63.3% | $5,439+48.3% |
| Admin fee / account holder | $1,376 | $16,852-91.8% | $13,881-90.1% | $10,886-87.4% |