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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,599 | $168,636-11.3% | $147,618+1.3% | $125,388+19.3% |
| Participation rate | 71.4% | 88.8%-17.3pp | 84.6%-13.2pp | 83.2%-11.8pp |
| Annual return | 0.74% | 77.65%-76.9pp | 61.98%-61.2pp | 282.24%-281.5pp |
| Employer contribution / active EE | $3,012 | $6,252-51.8% | $5,565-45.9% | $4,866-38.1% |
| Participant deferral / active EE | $7,053 | $5,507+28.1% | $4,895+44.1% | $5,352+31.8% |
| Admin fee / account holder | $355 | $13,580-97.4% | $11,612-96.9% | $9,541-96.3% |