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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,473 | $115,911+30.7% | $100,530+50.7% | $158,950-4.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 14.09% | 34.80%-20.7pp | 30.89%-16.8pp | 302.91%-288.8pp |
| Employer contribution / active EE | $0 | $4,104-100.0% | $3,418-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $15,751 | $6,676+135.9% | $6,271+151.2% | $5,983+163.3% |
| Admin fee / account holder | $12,249 | $10,999+11.4% | $8,083+51.5% | $11,248+8.9% |