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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,115 | $105,864-17.7% | $90,162-3.4% | $147,585-41.0% |
| Participation rate | 85.7% | 79.7%+6.0pp | 76.9%+8.8pp | 82.8%+2.9pp |
| Annual return | 17.75% | 37.63%-19.9pp | 34.88%-17.1pp | 578.57%-560.8pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,663 | $5,733+16.2% | $5,287+26.0% | $5,439+22.5% |
| Admin fee / account holder | $4,803 | $8,046-40.3% | $5,943-19.2% | $10,885-55.9% |