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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,448 | $53,546-2.0% | $69,890-25.0% | $68,490-23.4% |
| Participation rate | 42.2% | 64.5%-22.3pp | 70.5%-28.3pp | 67.9%-25.7pp |
| Annual return | -17.24% | -13.87%-3.4pp | 190.84%-208.1pp | -7.85%-9.4pp |
| Employer contribution / active EE | $539 | $2,019-73.3% | $2,560-78.9% | $2,597-79.2% |
| Participant deferral / active EE | $1,109 | $2,957-62.5% | $3,848-71.2% | $4,028-72.5% |
| Admin fee / account holder | $750 | $4,693-84.0% | $6,267-88.0% | $5,403-86.1% |