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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,894 | $68,681-15.7% | $86,615-33.2% | $85,847-32.6% |
| Participation rate | 50.0% | 66.4%-16.4pp | 71.6%-21.6pp | 69.3%-19.3pp |
| Annual return | 18.26% | 20.12%-1.9pp | 63.51%-45.3pp | 318.61%-300.4pp |
| Employer contribution / active EE | $523 | $1,880-72.2% | $2,496-79.0% | $2,565-79.6% |
| Participant deferral / active EE | $1,123 | $2,919-61.5% | $3,699-69.7% | $3,952-71.6% |
| Admin fee / account holder | $391 | $5,974-93.5% | $5,830-93.3% | $6,261-93.8% |