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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,292 | $174,379-72.3% | $152,093-68.2% | $138,895-65.2% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 18.03% | 74.86%-56.8pp | 66.36%-48.3pp | 145.39%-127.4pp |
| Employer contribution / active EE | $2,780 | $4,652-40.2% | $4,175-33.4% | $4,194-33.7% |
| Participant deferral / active EE | $12,451 | $6,159+102.2% | $5,451+128.4% | $6,396+94.7% |
| Admin fee / account holder | $2,929 | $16,880-82.6% | $14,497-79.8% | $12,562-76.7% |