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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,358 | $100,970-44.2% | $96,576-41.6% | $137,256-58.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.03% | 38.16%-24.1pp | 38.47%-24.4pp | 220.34%-206.3pp |
| Employer contribution / active EE | $11,267 | $3,809+195.8% | $3,553+217.1% | $4,156+171.1% |
| Participant deferral / active EE | $5,388 | $8,286-35.0% | $7,956-32.3% | $6,407-15.9% |
| Admin fee / account holder | $1,920 | $11,312-83.0% | $11,381-83.1% | $12,270-84.4% |