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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,856 | $105,198+162.2% | $159,455+73.0% | $85,856+221.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.91% | 45.08%-31.2pp | 263.63%-249.7pp | 318.58%-304.7pp |
| Employer contribution / active EE | $12,063 | $3,319+263.5% | $4,830+149.7% | $2,565+370.3% |
| Participant deferral / active EE | $14,355 | $5,946+141.4% | $7,353+95.2% | $3,952+263.2% |
| Admin fee / account holder | $4,327 | $6,934-37.6% | $10,800-59.9% | $6,261-30.9% |