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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,020 | $198,457-19.4% | $170,435-6.1% | $147,586+8.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.73% | 257.30%-241.6pp | 205.94%-190.2pp | 578.59%-562.9pp |
| Employer contribution / active EE | $9,857 | $6,183+59.4% | $5,432+81.5% | $4,876+102.1% |
| Participant deferral / active EE | $7,188 | $5,629+27.7% | $4,939+45.5% | $5,439+32.2% |
| Admin fee / account holder | $678 | $16,852-96.0% | $13,881-95.1% | $10,886-93.8% |