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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,040 | $89,367+4.1% | $141,191-34.1% | $72,975+27.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.75% | 111.87%-94.1pp | 71.41%-53.7pp | 81.01%-63.3pp |
| Employer contribution / active EE | $4,276 | $3,115+37.3% | $4,736-9.7% | $2,440+75.2% |
| Participant deferral / active EE | $6,428 | $5,419+18.6% | $6,710-4.2% | $3,608+78.2% |
| Admin fee / account holder | $12,874 | $5,957+116.1% | $10,264+25.4% | $5,124+151.2% |