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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,596 | $150,447-43.1% | $136,298-37.2% | $147,586-42.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.97% | 1049.15%-1034.2pp | 5156.27%-5141.3pp | 578.59%-563.6pp |
| Employer contribution / active EE | $4,732 | $5,256-10.0% | $4,696+0.8% | $4,876-3.0% |
| Participant deferral / active EE | $5,894 | $6,631-11.1% | $6,247-5.6% | $5,439+8.4% |
| Admin fee / account holder | $616 | $10,906-94.4% | $9,244-93.3% | $10,886-94.3% |