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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,794 | $137,414+182.9% | $189,537+105.1% | $85,847+352.9% |
| Participation rate | 97.5% | 84.6%+12.9pp | 87.8%+9.7pp | 69.3%+28.1pp |
| Annual return | 21.04% | 38.14%-17.1pp | 555.34%-534.3pp | 318.61%-297.6pp |
| Employer contribution / active EE | $16,952 | $4,344+290.2% | $6,161+175.2% | $2,565+560.8% |
| Participant deferral / active EE | $16,404 | $6,260+162.1% | $8,220+99.6% | $3,952+315.1% |
| Admin fee / account holder | $5,184 | $8,630-39.9% | $12,048-57.0% | $6,261-17.2% |