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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,909 | $123,793+173.8% | $177,848+90.6% | $79,856+324.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 15.23% | 22.82%-7.6pp | 48.33%-33.1pp | 31.71%-16.5pp |
| Employer contribution / active EE | $16,480 | $4,095+302.4% | $5,919+178.4% | $2,471+566.9% |
| Participant deferral / active EE | $16,159 | $5,956+171.3% | $7,714+109.5% | $3,741+332.0% |
| Admin fee / account holder | $2,515 | $7,243-65.3% | $12,431-79.8% | $5,306-52.6% |