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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,364 | $95,404-78.7% | $113,397-82.0% | $82,637-75.4% |
| Participation rate | 83.5% | 72.8%+10.7pp | 76.5%+7.0pp | 68.1%+15.5pp |
| Annual return | 21.28% | 19.08%+2.2pp | 23.20%-1.9pp | 53.51%-32.2pp |
| Employer contribution / active EE | $2,401 | $2,307+4.1% | $2,977-19.4% | $2,552-5.9% |
| Participant deferral / active EE | $4,903 | $4,220+16.2% | $5,076-3.4% | $4,126+18.8% |
| Admin fee / account holder | $1,755 | $9,168-80.9% | $11,957-85.3% | $7,339-76.1% |