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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,424 | $209,428-91.2% | $178,498-89.7% | $158,950-88.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 55.84% | 188.78%-132.9pp | 151.09%-95.3pp | 302.91%-247.1pp |
| Employer contribution / active EE | $6,377 | $5,707+11.7% | $5,011+27.3% | $4,762+33.9% |
| Participant deferral / active EE | $6,510 | $5,955+9.3% | $5,202+25.1% | $5,983+8.8% |
| Admin fee / account holder | $1,445 | $17,077-91.5% | $13,985-89.7% | $11,248-87.2% |