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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $867,165 | $99,053+775.5% | $88,179+883.4% | $138,895+524.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 13.48% | 78.17%-64.7pp | 64.97%-51.5pp | 145.39%-131.9pp |
| Employer contribution / active EE | $47,500 | $2,882+1548.1% | $2,549+1763.2% | $4,194+1032.5% |
| Participant deferral / active EE | $30,000 | $5,225+474.1% | $4,614+550.2% | $6,396+369.0% |
| Admin fee / account holder | $38,788 | $8,748+343.4% | $7,673+405.5% | $12,562+208.8% |