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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $730,062 | $100,073+629.5% | $85,126+757.6% | $145,877+400.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.50% | 84.11%-72.6pp | 66.63%-55.1pp | 551.28%-539.8pp |
| Employer contribution / active EE | $43,500 | $3,236+1244.1% | $2,731+1492.7% | $4,663+832.9% |
| Participant deferral / active EE | $30,000 | $5,294+466.7% | $4,523+563.2% | $6,691+348.4% |
| Admin fee / account holder | $30,981 | $7,261+326.7% | $6,160+402.9% | $13,402+131.2% |