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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $21,421 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,562 | $73,823+169.0% | $379,746-47.7% | $73,493+170.2% |
| Participation rate | 88.5% | 73.1%+15.3pp | 78.4%+10.1pp | 70.7%+17.8pp |
| Annual return | 17.33% | 29.06%-11.7pp | 34.90%-17.6pp | 28.51%-11.2pp |
| Employer contribution / active EE | $17,178 | $2,472+594.9% | $3,540+385.3% | $2,270+656.7% |
| Participant deferral / active EE | $14,678 | $4,038+263.5% | $6,024+143.7% | $3,740+292.5% |
| Admin fee / account holder | $304 | $607-49.9% | $7,927-96.2% | $513-40.8% |