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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,766 | $217,432-31.1% | $185,851-19.4% | $167,553-10.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.77% | 148.43%-138.7pp | 122.11%-112.3pp | 478.89%-469.1pp |
| Employer contribution / active EE | $11,178 | $5,874+90.3% | $5,168+116.3% | $4,840+131.0% |
| Participant deferral / active EE | $7,362 | $6,357+15.8% | $5,569+32.2% | $6,343+16.1% |
| Admin fee / account holder | $1,567 | $19,820-92.1% | $16,245-90.4% | $12,316-87.3% |