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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,475 | $198,457-62.5% | $170,435-56.3% | $147,586-49.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 24.05% | 257.30%-233.3pp | 205.94%-181.9pp | 578.59%-554.5pp |
| Employer contribution / active EE | $10,227 | $6,183+65.4% | $5,432+88.3% | $4,876+109.7% |
| Participant deferral / active EE | $6,433 | $5,629+14.3% | $4,939+30.2% | $5,439+18.3% |
| Admin fee / account holder | $2,330 | $16,852-86.2% | $13,881-83.2% | $10,886-78.6% |