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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,999 | $104,924+108.7% | $84,623+158.8% | $152,885+43.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 17.41% | 373.82%-356.4pp | 258.77%-241.4pp | 345.39%-328.0pp |
| Employer contribution / active EE | $3,727 | $3,302+12.9% | $2,652+40.5% | $4,763-21.8% |
| Participant deferral / active EE | $6,230 | $4,689+32.9% | $3,899+59.8% | $5,851+6.5% |
| Admin fee / account holder | $3,649 | $6,242-41.5% | $4,913-25.7% | $11,598-68.5% |