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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,999 | $104,937+108.7% | $84,628+158.8% | $152,897+43.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 17.41% | 373.88%-356.5pp | 258.80%-241.4pp | 345.43%-328.0pp |
| Employer contribution / active EE | $3,727 | $3,303+12.8% | $2,653+40.5% | $4,764-21.8% |
| Participant deferral / active EE | $6,230 | $4,690+32.8% | $3,900+59.7% | $5,851+6.5% |
| Admin fee / account holder | $3,649 | $6,243-41.6% | $4,914-25.7% | $11,599-68.5% |