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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,229 | $135,956+67.9% | $123,894+84.2% | $273,972-16.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.37% | 56.63%-49.3pp | 47.52%-40.1pp | 41.46%-34.1pp |
| Employer contribution / active EE | $6,450 | $5,170+24.8% | $4,617+39.7% | $4,869+32.5% |
| Participant deferral / active EE | $8,570 | $6,343+35.1% | $5,984+43.2% | $5,287+62.1% |
| Admin fee / account holder | $13,326 | $9,817+35.7% | $8,357+59.5% | $10,133+31.5% |