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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,499 | $115,814-57.3% | $101,275-51.1% | $158,982-68.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 23.04% | 56.16%-33.1pp | 46.48%-23.4pp | 302.99%-280.0pp |
| Employer contribution / active EE | $12,381 | $4,176+196.5% | $3,660+238.3% | $4,763+159.9% |
| Participant deferral / active EE | $6,931 | $4,958+39.8% | $4,371+58.6% | $5,983+15.8% |
| Admin fee / account holder | $791 | $7,249-89.1% | $5,948-86.7% | $11,252-93.0% |