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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,279 | $107,368-69.0% | $92,915-64.2% | $152,909-78.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 24.27% | 145.64%-121.4pp | 109.45%-85.2pp | 345.46%-321.2pp |
| Employer contribution / active EE | $4,679 | $4,222+10.8% | $3,653+28.1% | $4,764-1.8% |
| Participant deferral / active EE | $7,082 | $4,848+46.1% | $4,238+67.1% | $5,851+21.0% |
| Admin fee / account holder | $2,251 | $7,082-68.2% | $5,796-61.2% | $11,601-80.6% |