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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,738 | $123,793+83.2% | $177,840+27.5% | $79,852+183.9% |
| Participation rate | 79.7% | 84.7%-4.9pp | 87.7%-8.0pp | 69.6%+10.1pp |
| Annual return | 20.23% | 22.82%-2.6pp | 48.32%-28.1pp | 31.72%-11.5pp |
| Employer contribution / active EE | $0 | $4,095-100.0% | $5,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $13,954 | $5,956+134.3% | $7,714+80.9% | $3,740+273.1% |
| Admin fee / account holder | $8,682 | $7,243+19.9% | $12,431-30.2% | $5,306+63.6% |