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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,933 | $87,834+61.6% | $133,975+5.9% | $62,881+125.7% |
| Participation rate | 73.3% | 83.4%-10.0pp | 87.1%-13.7pp | 69.3%+4.0pp |
| Annual return | 8.33% | 12.05%-3.7pp | 29.29%-21.0pp | 20.14%-11.8pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $11,971 | $4,812+148.8% | $6,282+90.6% | $3,203+273.8% |
| Admin fee / account holder | $7,559 | $5,372+40.7% | $9,324-18.9% | $4,296+76.0% |