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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,798 | $146,267+130.3% | $197,124+70.9% | $82,448+308.5% |
| Participation rate | 73.5% | 84.0%-10.5pp | 86.7%-13.2pp | 68.1%+5.5pp |
| Annual return | 17.27% | 29.61%-12.3pp | 44.34%-27.1pp | 41.64%-24.4pp |
| Employer contribution / active EE | $0 | $4,723-100.0% | $6,227-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $15,384 | $7,035+118.7% | $9,135+68.4% | $4,139+271.7% |
| Admin fee / account holder | $14,257 | $14,422-1.1% | $16,298-12.5% | $7,234+97.1% |