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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,232 | $138,393+109.7% | $184,256+57.5% | $80,959+258.5% |
| Participation rate | 76.4% | 83.9%-7.5pp | 86.8%-10.4pp | 67.7%+8.7pp |
| Annual return | 16.86% | 20.01%-3.1pp | 28.85%-12.0pp | 35.67%-18.8pp |
| Employer contribution / active EE | $0 | $4,847-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $14,826 | $7,076+109.5% | $9,133+62.3% | $4,300+244.8% |
| Admin fee / account holder | $11,366 | $10,489+8.4% | $13,899-18.2% | $6,925+64.1% |