See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 | Advisory (Participants) | $3,306 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO U.S. Service code 15 · EIN 01-0233346 | Recordkeeping | $842 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,113 | $34,934+103.6% | $56,411+26.1% | $74,495-4.5% |
| Participation rate | 69.1% | 32.8%+36.3pp | 52.5%+16.7pp | 67.2%+1.9pp |
| Annual return | 12.57% | 25.94%-13.4pp | 1701.33%-1688.8pp | 1364.94%-1352.4pp |
| Employer contribution / active EE | $2,328 | $609+282.2% | $1,039+124.1% | $2,623-11.3% |
| Participant deferral / active EE | $4,841 | $1,170+313.6% | $1,952+148.0% | $4,346+11.4% |
| Admin fee / account holder | $367 | $2,364-84.5% | $2,829-87.0% | $1,942-81.1% |