See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,724 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO U.S. Service code 15 · EIN 01-0233346 | Recordkeeping | $762 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,713 | $26,549+87.3% | $61,373-19.0% | $66,914-25.7% |
| Participation rate | 62.3% | 38.1%+24.2pp | 52.6%+9.8pp | 69.8%-7.5pp |
| Annual return | -14.52% | -16.21%+1.7pp | 338.61%-353.1pp | 1.58%-16.1pp |
| Employer contribution / active EE | $1,881 | $651+188.8% | $1,159+62.3% | $2,544-26.1% |
| Participant deferral / active EE | $3,695 | $1,338+176.2% | $2,125+73.9% | $4,237-12.8% |
| Admin fee / account holder | $306 | $409-25.1% | $2,130-85.6% | $593-48.4% |