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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,093 | $167,522+147.2% | $151,639+173.1% | $134,532+207.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.82% | 7.81%-23.6pp | 3.34%-19.2pp | 418.27%-434.1pp |
| Employer contribution / active EE | $3,931 | $6,828-42.4% | $6,165-36.2% | $4,741-17.1% |
| Participant deferral / active EE | $13,654 | $8,986+51.9% | $8,363+63.3% | $6,401+113.3% |
| Admin fee / account holder | $40,507 | $13,780+194.0% | $11,613+248.8% | $11,429+254.4% |