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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $680,991 | $110,307+517.4% | $96,576+605.1% | $139,456+388.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 7.30% | 26.40%-19.1pp | 25.87%-18.6pp | 373.45%-366.2pp |
| Employer contribution / active EE | $27,500 | $3,619+659.8% | $2,965+827.5% | $4,753+478.6% |
| Participant deferral / active EE | $27,500 | $5,547+395.7% | $4,851+466.9% | $6,711+309.8% |
| Admin fee / account holder | $6,757 | $11,597-41.7% | $8,253-18.1% | $11,407-40.8% |