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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,152 | $72,272+215.7% | $101,264+125.3% | $79,858+185.7% |
| Participation rate | 23.5% | 68.5%-44.9pp | 75.8%-52.3pp | 69.6%-46.1pp |
| Annual return | 94.38% | 22.30%+72.1pp | 46.48%+47.9pp | 31.72%+62.7pp |
| Employer contribution / active EE | $1,407 | $2,692-47.7% | $3,660-61.5% | $2,471-43.0% |
| Participant deferral / active EE | $2,586 | $3,282-21.2% | $4,370-40.8% | $3,740-30.9% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,947-100.0% | $5,306-100.0% |