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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $69,963 |
Service code 27 4355 CORAL PARK DRIVE · BRUNSWICK, GA 31520 | Advisory (Plan) | $48,369 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,231 | $56,438+155.6% | $76,872+87.6% | $71,511+101.7% |
| Participation rate | 96.6% | 64.3%+32.3pp | 69.6%+27.0pp | 67.9%+28.6pp |
| Annual return | 22.61% | 19.05%+3.6pp | 37.90%-15.3pp | 28.86%-6.2pp |
| Employer contribution / active EE | $13,163 | $1,864+606.3% | $2,533+419.6% | $2,589+408.4% |
| Participant deferral / active EE | $7,839 | $3,136+149.9% | $3,832+104.6% | $4,291+82.7% |
| Admin fee / account holder | $620 | $1,430-56.7% | $5,476-88.7% | $1,588-61.0% |